Friday, January 18, 2013

Book Review and Giveaway: The 5 Money Personalities

The 5 Money Personalities
Written by Scott & Bethany Palmer

Releasing January 2013

About The 5 Money Personalities
The hidden key to a healthy relationship is not just managing money but understanding how the other approaches money.
Every couple argues about money. It doesn’t matter if you’ve been married for 40 years or dating for 4 months, money touches every decision you make as a couple—from the $5 cup of coffee to the $50,000 car. And when the two of you don’t see eye-to-eye on how much to spend or how much to save, that’s when arguments turn into ugly toxic fights that leave both persons feeling hurt and angry. It’s why money has become the #1 cause of divorce in the U.S. Obviously, something needs to change. The reason this crisis has not been addressed is because it has never been identified, defined, or given a name. Scott and Bethany Palmer, aka “The Money Couple,” have identified and defined this problem and offer concrete solutions to fix it.
Once you know your Money Personality, you can get to the root of money arguments and start really working together. You’ll discover what has an impact on your loved one’s money decisions, and you’ll learn how to talk about money in a way that’s actually fun! You’ll figure out how to put an end to money secrets and lies once and for all.
It’s not just about money management, and it’s definitely not just about overcoming debt. It is a whole new way of living that will change everything in your relationship. Tens of thousands have already been transformed. Are you ready? 

About Scott & Bethany Palmer
"The Money Couple", have dedicated their lives to helping other strengthen their relationships with the 5 Money Personalities. With 43 years of combined financial planning experience, they launched "The Money Couple" and are regulars on national TV and radio and speak internationally about love and money. Scott and Bethany enjoy an active lifestyle in Colorado with their two young sons, Cole and Cade.

My Review:

Have you and your spouse ever argued about money? I'm thankful that my husband and I hardly argue about money but it is not non-existent :). This book helps me to understand the difference between how my husband and I handle money. We took the Money Personality Profile on the website. There are 5 money personalities: Saver, Spender, Risk Taker, Security Seeker, and Flyer. My primary money personality is Flyer and my secondary money personality is Security Seeker (which surprised me...I'd have guessed Saver, instead). My husband's primary money personality is Risk Taker and his secondary money personality is Saver. The book talks about the opposite dynamic between our own primary and secondary money personalities and about how opposite money personalities attract (I can see that in my husband and me :)). The authors encourage readers to view their and their spouse's different money personalities as assets and strengths that they can use to work together to their advantage. "We've learned that we make far better decisions together than either of us would make on his or her own." (p.88) Have you ever heard the term "financial infidelity"? I had never heard of it until I read this book. You and your spouse can take the Financial Relationship Index and find out your level of financial infidelity (the lower the score, the better) so that you can evaluate what the issues are in your relationship and how to address them. Thankfully, both my husband and I totally trust each other about everything, including money so we don't have this financial infidelity issue. The "money relationship" between spouses is not so much about money, as it is about the issues of trust, respect, communication, cooperation, and commitment. The authors offer tools for you and your spouse to work together even when you and your spouse fight about money. The book includes the 5 money personalities survival guide. Want a healthier way to handle money-related conflict in your marriage? Check this book out!

GIVEAWAY (open to all, including international residents): You can win a copy of this book.
Deadline: 1/31 at midnight (Pacific time)
To Enter: Leave a comment here with your email address. Please share why you would like to win this book.

For Extra Entries (please leave a separate comment for each one that you do):
- Follow this blog via GFC or NetworkedBlogs
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- Share the link to this giveaway post on Facebook
- Tweet about this giveaway on Twitter

"Disclosure of Material Connection: I received one or more of the products or services mentioned above for free in hope that I would mention it on my blog. Regardless, I only recommend products or services I use personally and believe will be good for my readers. I am disclosing this in accordance with the Federal Trade Commission's 16 CFR, Part 255: "Guides Concerning the Use of Endorsements and Testimonials in Advertising."


  1. I take it this is the book you mentioned at the meeting today? I'm attempting to respond to your blog again. Wish me luck!
    -Laurene Wells

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  2. I've seen this book around and it sounds very interesting. I would love to win a copy. Thanks for the generous giveaway.

  3. I have counselled many couples who have issues in this area and this sounds like a helpful resource to share around.

  4. I have heard about this book from a few people. I just lost my job before Christmas and it would be great for my husband and I to read this together to help plan our financial future.

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